The Difference Between Workers’ Compensation and. Personal Injury Compensation Lawsuits
Do you know the difference between personal injury compensation and workers’ compensation? For those who want to get additional info. and ideas about these topics, then they are advised to continue reading here.
For sure, you have heard lots of individuals talking about workers’ compensation and personal injury compensation but not all are aware about it. There are many individuals out there who considered both as the same or related. For those who wanted to discover more about these topics, then they should read more now.
Knowing More About Personal Injury Compensation and Workers’ Compensation
Workers’ compensation is the term used to described the compulsory insurance payment given by employers to employees when they got injured or encountered accidents while performing their duties. Personal injury compensation is the legal term used in describing the money paid to those men and women who encountered accidents or got injured by other individuals. Those responsible for these accidents are mandated to pay the injured individuals not only of their medicines and hospital bills but also the number of days they are absent from work. Statistics reveal that there are around 2.9 million work-related and nonfatal complaints and injuries in 2016 alone. Whenever you are injured while performing your tasks in the company, you need to file either personal injury or workers’ compensation claims, depending on the factors that caused the injuries. Remember that both of these compensations differ not only in procedures but also payments. Apart from the ones discussed beforehand, they differ in lots of things and these are further discussed underneath.
How They Differ?
Business enterprises provide medical benefits as well as money to employees when they fall sick or got hurt while performing their employment duties. Whenever they die, then they are obliged to offer benefits to their dependents. In here, it doesn’t matter who is at fault.
Meanwhile, personal injury is different because the injured person will file lawsuit in the civil court to determine whose at fault during the injury or accident. During the trial, the prosecution must prove that the defendants are guilty of negligence.
The compensation received by employees are based on their average salaries. Nevertheless, the money received by injured individuals are largely dependent on the severity of injuries or harms they received. At some cases, personal injury victims also obtain punitive damages from defendants so as to discourage recurrence of these incidents.
It is difficult for employees to sue their employers whenever they file for workers’ compensation but injured men and women can easily sue defendants for the injuries and harm they obtain during accidents.
Regardless of what type of compensation you are filing, it is important that you hire accredited, licensed, experienced and dependable lawyers to help with your case.